You will need to complete three actions: Determine if you want to approve or disapprove the loan guarantee. As a member of the loan committee, you do NOT want to see the guarantee have to be exercised by Nor-Cal because the applicant has defaulted on the loan. You must clearly state whether you plan to approve or disapprove the loan guarantee (5 points). Document your complete 5M analysis as to why you either would approve or disapprove the loan guarantee. In essence, it should be clear to me why you would approve/disapprove the guarantee from a motivation, marketing, money, manufacturing, and management perspective. You need to clearly cite, from the case, your rationale in each of the five evaluative areas. Clearly label your rationale in each area for the maximum points (80 points). We are in post-COVID19 circumstances, where it may be a good time to continue with such a business or pivot. Taking the current situation for restaurants into consideration, please indicate how your previous decision to approve/disapprove the loan guarantee changes in this post-COVID19 environment. Cite/explain which key 5M factors would drive your pivot notation (15 points). Feel free to provide evidence, in the form of citations from the case or independent research, that substantiates your funding determination.